Motorcycle Insurance
Whether you ride on weekends, commute through the GTA or spend the summer exploring Ontario's backroads, your motorcycle needs insurance before you take it onto public roads.
Avenue Insurance helps Ontario riders understand their coverage options and compare motorcycle insurance based on their bike, riding experience and individual needs.
Why Homeowners Choose Avenue Insurance
Mandatory Coverage
In Ontario, motorcycle insurance is required by law to ride on public roads. This includes essential protections that form the foundation of every policy.
Optional Coverage
Your policy can be customized with additional protection for your motorcycle, depending on your needs and the level of risk you want to cover.
What Is Motorcycle Insurance?
Optional Motorcycle Coverage Worth Considering
Collision or Upset
Covers insured damage caused by
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A collision with another vehicle
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A collision with an object
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The motorcycle overturning
Coverage is subject to
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Your policy deductible
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Policy terms and conditions
May be worth considering if
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Your motorcycle is newer or valuable
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Repairs would be expensive
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Replacing the motorcycle would create a financial burden
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You want protection after an at-fault accident
Comprehensive
Covers certain non-collision losses
May include
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Theft
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Vandalism
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Fire
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Falling objects
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Certain weather-related damage
May be worth considering if
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Your motorcycle is stored outdoors
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Theft is a concern
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You want protection while the motorcycle is parked or stored
Specified Perils
Covers only the specific risks listed in your policy.
May include selected risks such as:
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Theft
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Fire
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Vandalism
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Weather-related damage
Usually provides narrower protection than comprehensive coverage. Coverage depends on the perils listed in the policy.
All Perils
Combines protection similar to
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Collision or upset coverage
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Comprehensive coverage
May provide additional protection in certain theft situations
Availability and coverage details vary by insurer. Review the policy terms, exclusions and deductible before choosing this option.
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